Key Areas of Focus

Below is a list of key areas we focus on with our clients.

Wealth Management Services

Investment ManagementThe only proven asset management philosophy is the one that takes emotion out of the equation and relies on a long-term disciplined approach, protecting investments and doing away with unnecessary risk. Only once we understand your objectives, attitudes toward risk, return expectations and time horizon can we then calculate the rate of return needed to meet your objectives and determine the best portfolio strategy and investments for you.  
Alternative Investment SolutionsWe pride ourselves on being able to offer our clients a wide range of investment solutions to ensure they are accessing all facets of the market. Alternative Investment Solutions includes options like Private Debt, and Real Estate, and at Harbourfront we have options that will suit you.
Risk ManagementCreating an effective financial plan also involves identifying and mitigating risk. Understanding your tolerance for risk – including those related to capital, markets, currency, taxation, outliving your capital, death, disability, critical illness, long-term care, and travel outside the country – help us determine sound financial strategies that are right for you.
Retirement PlanningPlanning for retirement isn’t just about contributing to your RRSP or group pension plan. It’s also about how you’ll live in this next stage of your life. We focus on making sure you have the resources to pay for it all.
Estate and Legacy PlanningEstate planning involves wealth preservation and the orderly transfer of assets during your lifetime or upon death. To do so properly, we review your will(s) and meet with you and your Executor to go over your wishes and ensure everything is in place. Our Estate Organizer is a useful tool for making your wishes clear and assisting in an orderly distribution of your estate.

Family Office Services

Group Benefits & Pension PlansGroup personal pensions (GPPs) are a type of defined contribution pension which some employers offer to their workers. As with other types of defined-contribution scheme, members in a GPP build up a personal pension pot, which they then convert into an income at retirement. - VIA: Money Advice Services
Estate Tax AnalysisProjecting future tax consequences and probate costs with the use of computer software can help pinpoint potential tax pitfalls while creating planning opportunities.
Tax PlanningWe take a common sense approach to reducing your taxes but not at the expense of sound investment strategies, never letting tax minimization cloud our focus on wealth creation and protection. By effectively allocating fixed income investments to your registered accounts, we can reduce annual taxation.
Intergenerational Transfers of WealthWealth Transfer is the transfer of wealth or assets to beneficiaries upon the death of the owner through financial planning strategies that often include wills, estate planning, life insurance, or trusts in a tax efficient manner. - VIA: Safe Money Places

Family Office Services are not regulated by CIRO and some products do not qualify for CIPF coverage, please inquire with your advisor for more information

QUESTIONS?

Want to know more about any of our Key Focuses and Services? Please don’t hesitate to contact us.

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